Most of you have probably never thought about land surveying until you needed it at some point. Many of us hear about land surveying all the time but never really gave it much thought. Since an investment in land and/or a home will likely be the largest investment you will ever make in your lifetime, knowing where your property lines are becomes very important indeed.
The art of land surveying was developed centuries ago. In fact, it’s one of the oldest professions in the world. The fact that it was used by man at such an early time and is still being used now shows how important surveying is to our survival.
Surveying land has many uses. Boundary surveying, for instance, allows you to know where your property corners or property lines are. This is especially helpful when disputes with a neighbour or with other people arise in terms of where your property ends.
If your family wants to divide a tract of land and transfer ownership to other family members, a boundary survey is the first step to do so. If you’re having a building constructed, it is very important that you have the land surveyed to make sure that you are not encroaching onto other peoples’ property. A mistaken building location is very expensive to fix so you might as well invest in a boundary survey to prevent this.
A topographic survey, or topo survey for short, is another important type of land surveying. A topo survey is done to locate natural and man-made features on a particular parcel of land. A topographic survey is different in that the elevation of the land is surveyed which means it can show man-made underground features, retaining walls, utility lines and etc.
Before you start any kind of construction activity, it’s important to have a topo survey done in the area so they’ll have an accurate record of the land’s existing conditions. Yes, that spot with the new mall in the neighbourhood had to have a topo survey done first.
Now, a flood survey or flood determination – this is very important too. It isn’t evident just looking at a property whether you are at risk of flooding or not. And, in some cases, even looking at the flood maps doesn’t give you an accurate answer. The flood survey determines the elevation of the home and compares that to the base flood elevation. This is the only way to be sure you’re not in a flood hazard zone.
If you’ve just been told that you live in a flood-prone area, having that confirmed by a professional land surveyor would let you know how to best proceed.
When getting flood insurance, insurance companies would require an elevation certificate from you. A land surveyor would be able to assist you with this.
If a company wants to invest in another state, or if there is a national lender on a commercial project, they will likely need an ALTA Land Title Survey done before anything is constructed. An ALTA Land Title Survey is a lot like a regular boundary survey except that nationally accepted ALTA Standards are used to guide the surveying effort.
Land surveying standards vary widely from state to state and an ALTA Land Title Survey is used to cut down on this variation. Also, an ALTA Land Title Survey typically is more involved than the state standards variety. Because of this, an ALTA survey can be more anywhere from 50% to 200% more expensive than using the state standards only. If you need this type of survey, I suggest seeking an experienced land surveying company who is familiar with these additional requirements.